For more information on how to make your Social Security Benefits work for you. Please give us a call and schedule a no-obligation consultation.
Unlocking Social Security: The New ERA Strategies & FAQ Sheet Rules applied to Social Security in 2015 led to new benefit filing strategies and considerations. Our newest guide incorporates the updated rules that will affect millions of retirees in the future
Social Security is a valuable benefit. But no two people, and no two families, are the same. You have your own plans and dreams. We help our clients create a personal strategy by running a variety of scenarios which enables them to:
Learn how their Social Security benefits work.
Avoid missteps that can reduce their lifetime income.
Evaluate and plan for the income taxation of their Social Security Benefits.
Explore strategies and learn how couples can work as a team.
Receive a personal report unique to their own Social Security Benefits and situation.
Create a personal Action Plan on when to file for their benefits.
Explore claiming strategies that fit their retirement planning on when to receive their benefits.
Understand their Spousal and Survivor Benefits.
Determine if their Social Security Benefits are affected by the Windfall Elimination Provision.
Work with a financial professional who puts their client's best interest first.
Do you know how much health care will cost during retirement? Health care can be one of the biggest expenses in retirement and one you may be underestimating. In fact, as of 2015, a marital couple age 85 and older on average can expect to spend $13,088 in out of-pocket medical expenses.
It all started with a simple concept, created against the backdrop of the Great Depression. President Franklin D. Roosevelt promised the American people “some measure of protection … against the loss of a job, and against poverty-ridden old age.” The first Social Security retirement benefit was issued to Cleveland motorman Ernest Ackerman, who retired the day after the program began. He contributed one nickel to the program, and because lump-sum payments were issued from 1937-1940, he received his lifetime retirement benefit in one check – for 17 cents.
The first monthly check was issued to Ida May Fuller in 1940 for $22.54. She lived to be 100 years old, collecting more than $22,000 in benefits.
Unlocking Social Security: Expiring Strategies For those who turn 66 before April 30, 2016, or turn 62 prior to January 1, 2016, there are some extra options when filing for Social Security benefits. This clear, easy-to-read guide explores strategies still available to you.
Please fill out the form below and type 'Download Guides' in the Subject line to access all of the publications free of charge.
Also, feel free to ask us questions about Social Security and strategies you should know about before filing.